• Consumer Loans

    consumer loans

Georgia United offers several types of consumer loans to help meet your unique financial needs. With our low rates and flexible terms, we’re able to help you manage unplanned expenses, get some extra cash, rebuild your credit and more! Contact your Georgia United lending professional to learn how we can serve you.

Signature Loans

Unplanned expenses happen, and we’re here to help. Our signature loans are approved and granted on a “while you wait” basis and can help you manage unexpected bills (medical, car repairs and more). So when you’re faced with the unexpected, look to Georgia United— we’re committed to helping our members when they need us most. In addition to offering convenient payment options, Georgia United also offers Debt Cancellation for qualified members, meaning that debt will be paid in the event of disability, death or loss of employment. 

Zip Loans

This revolving, open line of credit can be used as a source of additional cash or as overdraft protection for your checking account. Enjoy benefits like no prepayment penalties and convenient line advances at the teller window, via Online Banking, or at the ATM. Zip loans are available in amounts from $250.00 to $10,000 and with rates as low as 9.99% APR*, depending on your credit score. Minimum payments are based on the outstanding loan balance ($20.00 for every $500.00 of your loan balance). In addition to offering convenient payment options, Georgia United also offers Debt Cancellation for qualified members, meaning that debt will be paid in the event of disability, death or loss of employment.

Share Secured and Certificate Secured Loans

Shares on deposit with Georgia United can be pledged as collateral for a loan. Enjoy extra low rates and flexible terms with a secured loan from Georgia United. Even better, you have the potential to earn interest on your savings or certificate while you borrow! These loans are the perfect way to help you rebuild or reestablish your credit. 

Apply now

*All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
*Subject to credit approval.